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Wise Business Payments

★★★★★ (4.7) Last updated 2026-01

Wise Business lets companies hold, send and receive money in 40+ currencies at the mid-market exchange rate, with local account details in major currencies — cutting the hidden markups traditional banks charge on international payments.

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Key features

  • Mid-market exchange rate
  • Multi-currency business account
  • Local account details (GBP, USD, EUR & more)
  • Batch payments & API
  • Debit card for business spending

Pricing: From 0.41% per transfer, no monthly fee (custom)

HQ: Remote · Founded: 2015

Integrations: Zapier|Salesforce|HubSpot|Slack|Shopify|Google

Support: Email|Live Chat|Documentation

Pros

  • Real exchange rate, not a marked-up one
  • No monthly account fees
  • Transparent, published pricing
  • Fast international transfers

Cons

  • Not a full business-bank-account replacement in every market
  • Some transfer methods take longer than instant

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