Visa-owned gateway widely used by US SMBs — card processing, e-check, recurring billing and fraud tooling. Authorize.net is headquartered in USA.
Authorize.net is one of 102 Payment Gateways tools we track and compare on this site. Our editors currently rate it 4.0 out of 5, versus a 4.3/5 average across the category.
Authorize.net is rated 4.0/5 by our editors, below the 4.3/5 average across the 102 Payment Gateways tools we track. Pricing starts at See site for pricing on a subscription model, with no free tier currently offered.
If Authorize.net isn't quite the right fit, these are the other Payment Gateways tools we rate highest:
Wise Business Payments (rated 4.7/5) — Wise Business lets companies hold, send and receive money in 40+ currencies at the mid-market exchange rate, with local account details in major currencies — cutting the hidden markups traditional banks charge on international payments. Priced from From 0.41% per transfer, no monthly fee, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
PayPal Braintree (rated 4.4/5) — Full-stack processor from PayPal supporting cards, PayPal, Venmo and local methods with strong marketplace and subscription tooling. Priced from Pay-per-transaction — see site, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
PayMe (HSBC) (rated 4.9/5) — Hong Kong payments app Priced from Variable, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
PayEx (Swedbank) (rated 4.9/5) — Nordic payment gateway Priced from Custom, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
Worldpay (rated 4.9/5) — Global payment processing for enterprise Priced from Custom, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
Square (rated 4.4/5) — Payments plus POS ecosystem for small businesses — online checkout, invoices, terminals and instant onboarding. Priced from Pay-per-transaction — see site, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
Opayo (Elavon) (rated 4.8/5) — UK payment gateway Priced from From £19.90/month, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
GoCardless (rated 4.3/5) — Specialist in bank-to-bank payments — direct debit, instant bank pay and recurring collection across UK, EU, US and beyond. Priced from Pay-per-transaction — see site, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
Paidy (rated 4.8/5) — Japanese buy now pay later Priced from Variable, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
PayGate (rated 4.8/5) — SA enterprise payment gateway Priced from Custom, versus See site for pricing for Authorize.net. Rated slightly higher than Authorize.net by our editors.
Does Authorize.net offer a free tier?
Authorize.net does not currently offer a permanent free tier.
How much does Authorize.net cost?
Plans start at See site for pricing on a subscription pricing model.
What's a good Authorize.net alternative?
For most buyers we'd point first to Wise Business Payments — see the full comparison above for how it stacks up on price and features.
Authorize.net is worth considering if you're evaluating Payment Gateways tools. It rates below the category average in our tracking, so we'd suggest comparing it directly against the alternatives above before committing.Read the pros and cons above, and check the alternatives if you want a wider comparison before deciding.
If you're comparing more than one option in this space, it helps to write down the two or three requirements that actually matter for your team before you start reading reviews, since pricing pages and marketing copy tend to make every tool sound like the right fit on paper. Ask each vendor directly about contract length, cancellation terms, and what happens to your data if you switch providers later, and weigh that alongside the feature comparison above rather than the headline price alone. It's also worth checking recent user discussions on forums or review sites for anything that's changed since a vendor last updated their own marketing pages, since pricing, limits, and supported integrations can shift between major updates. A short trial period, where one is offered, is usually the fastest way to confirm a tool actually fits your workflow before you commit to a longer contract. It's also fine to start with whichever tool has the best free trial or lowest-commitment plan, use it for real work for a week or two, and only then decide whether to negotiate a longer contract — that's usually a better test than anything a comparison page, including this one, can tell you in advance.
